MaxLife of Iowa

All over America there are businesses just like yours that are unable to provide comprehensive health care benefits to its employees due to the high cost of premiums. With the MaxLife Corporate Health & Wellness Program you can provide health care benefits to all of your employees and their families with little or no increased cost to you, the employer.

The MaxLife Corporate Health & Wellness Program implements state of the art techniques that will enhance productivity through reducing stress, decreasing downtime caused by RSI (repetitive stress injuries), improving workplace safety, and promoting overall health and fitness.

Our program has two levels of service to suit the individual needs of a growing company:

The Corporate GoldProgram

This program is designed to provide you and your employees with insights on health, wellness and ergonomics. This allows you to take proactive steps toward the prevention of injury and the maintenance of an active quality life. Services include:

·  Worker's compensation evaluation / same day appointments for on-site injury

·  Yearly health physicals

·  An initial musculoskeletal health evaluation and appropriate diagnostic studies available for all employees

·  Nutritional analysis and follow-up, and supplement recommendations

·  Quarterly Workshops:
-Stretching Programs
-Health and Injury Prevention
-Nutritional workshops

· Additional Benefits:
-Health screening fairs (blood pressure, digital postural evaluation, body fat testing, bone density screening, etc.)
-Ergonomic Workstation Analysis
-Employee health survey / analysis

The Corporate PlatinumProgram

This program is designed for businesses that want to provide on-site care for their employees in addition to our other corporate benefits. This increases participation and as a result improves the company's bottom line. This saves you and your employee's valuable time by allowing them to be treated at work.

·  Benefits of On-site Chiropractic Care:
-All the benefits of the Gold Program
-On the Job Injury Analysis
-Recurring Injury Prevention

Independent studies show that injured employees are back on the job in half the time and at half the cost with on-site care. Statistics of innovative companies utilizing this approach have shown dramatic decreases in employee injuries, workdays lost, absenteeism, and employee turnover.

WHAT DOES THIS MEAN TO YOUR BOTTOM LINE?

• Happier Employees

• A Substantial Improvement in Productivity

• Lower Healthcare Costs

• Greater net income to the company - "Companies that remain uninvolved will be left behind."

As businesses struggle to reverse the trend of rising health care costs, wellness and exercise programs are becoming essential to their economic livelihood. By implementing wellness programs, companies can not only aid in decreasing their insurance and compensation costs, but also reap the reward of healthier employees.

Health care costs are rising at an alarming rate. Businesses, both large and small, ultimately pay a significant percentage of the medical costs of corporate America. More than half of these costs are attributed to illnesses that are preventable. Clearly, there's a need for corporations to help their employees establish a healthy lifestyle.

In the well-documented Steelcase Corporation study, the company saved over 50% in health care claims - a total of more than $14 million - over a ten-year period.
- Medical Health and Fitness, 1996

For those who took part in the wellness program at the Dallas Police Department, absenteeism decreased by 29%.
- Business Quarterly, winter 1996

At LSG/Sky Chefs, employees logged an average 1,000 injuries per year and 18,000 lost workdays in the late 1980s due primarily to back strain on the job. A 1991 launching of a safe lifting and safety awareness program resulted in a decline of lost workdays to just 8,500 in 1993.
- Fortune, October 1993  

Although not easy to measure as a reduction in healthcare costs, employee productivity can have a considerable impact on an organization and its profitability. Corporate wellness programs tend to improve overall morale, as participating employees feel better both about themselves and their companies. Such programs lead to a more energetic, positive, and productive workplace, thus strengthening a company and helping to position it for success. Healthy employees work better and, in turn, provide gains for the company / organization.

Wellness and health promotion programs should be evaluated on their success in lowering health risks and improving poor health behaviors as well as improving an individual's well being. Employees with high risks (i.e. smoking, obesity, alcohol use, etc.) cost more than low-risk employees did in terms of medical claims. Physically active employees are $391 less expensive than inactive workers.
- American Journal of Health Promotion, July 1992

A POSITIVE RETURN ON YOUR INVESTMENT

Because of financial concerns, companies often struggle with the decision to invest in a fitness or wellness program for their employees. Once the initial investment is made, the program will immediately start paying for itself, provided that it's properly promoted and maintained. Healthy employees make healthy companies, which are likely to bring in healthy profits and that, in itself, is a positive return on investment.

The Coors Brewing Company estimated an average return of $6.15 for every dollar invested in its wellness program. Their total health care costs decreased 6.4% in 1993, compared with a national average increase of 8.9%
- Financial executive, March/April 1995

Participants in a corporate fitness program at Steelcase, Inc., had medical claims costs that were 55% lower over a six-year period than those who were non-participants.
- Nation's Business, February 1997

REDUCED EMPLOYEE TURNOVER

Healthy Employees are happy employees. And those who are happy workers almost always turn out to be faithful, long-term employees. So the healthier and happier the work force, the less a company has to spend on hiring and training new personnel. The basis for creating a healthy work force, of course, is a well-conceived and well-promoted corporate wellness program.

At both a British Columbia Hydro Plant and the Toronto Life Assurance Company, lower turnover rates occurred among those employees who participated in their companies' health programs.
- Business Quarterly, winter 1996

REDUCE COSTS AND MEDICAL CLAIMS

The most obvious benefit of a corporate wellness program is that it allows companies to reduce their overall health care costs, in part by reducing the total number of medical claims that they have to field each year. The U.S. Surgeon General reports that 75% of all illnesses can be attributed to lifestyle-related causes, and that 53% of America's population is "inactive." What both businesses and the population-at-large need, of course, is fitness. Thousands of studies confirm that regular dietary education and exercise has a protective effect against a wide variety of illnesses and diseases.

In a recent study at First Chicago NBD, employees with a high body mass index (BMI) were shown to be more likely to have other health risks than those without a high BMI. Mean health care costs for the BMI at-risk population was $6,822 as compared to $4,496 for the not-at-risk population.
- Journal of Occupational and Environmental Medicine, September 1998

Barber Foods, a Maine-based company, has been incorporating exercise breaks into the employee workday for the past three years. To this they attribute a 25% decrease in the number of claims and on-the-job injuries.
- Occupational Health & Safety August 1996

We have found that 60% -- well over half of Americans - are not regularly active. Worse yet, 25% of Americans are not active at all. We need to turn (these trends) around quickly, for the health of our citizens and our country. Businesses need to learn from what has worked in the past and promote worksite fitness an easy option for workers."
- Donna Shalala, US Secretary of Health and Human Services, July 1996

In an analysis of work-site fitness programs of several companies, a cost/benefit ration of $1.07 to $5.58 was achieved.
- Medicine and Science in Sports and Exercise, March 1992

The results of a University of Kentucky Wellness Program focused on the health care costs associated with regular physical activity. One result of the study revealed that employees involved in the program who were classified as non-exercisers tended to have higher {health care} costs than did exercisers ($266 vs. $207)
- American Journal of Health Behavior, 1999

Companies all over the country are implementing similar programs and are enjoying savings of tens of thousands of dollars annually in workers compensation and healthcare costs. At the same time they are also realizing higher profits due to greater productivity and lower employee turnover than ever before.

With Maximized Life Corporate Health & Wellness Program you can offer your employees the peace of mind for which they have been searching. With rising healthcare costs for all employees, this program is a way to give back to your employees while improving your bottom line. These unsurpassed benefits will encourage and promote health and safety, which will ultimately make them happier and more efficient workers.